When faced with the need for braces to help straighten out your smile, you may have a number of questions regarding the process for straightening, the particulars of maintenance, and of course, the cost of braces. To better prepare you for the expense of having metal braces, below is a list of questions that may help you understand how they might affect your budget.
How Much Do Metal Braces Cost?
While metal braces will range in cost, depending on the condition of your teeth and where you are seeking out your treatment, on average, you can expect to pay anywhere between $3,000 and $7,000. Using an orthodontist in a more rural area will often result in a lower cost, while orthodontists in big cities are more likely to charge more.
What Expenses Are Covered in the Cost of Braces?
When quoted a cost for metal braces, the total will cover the cost of the materials, the fitting, and also the multiple appointments that will be needed to monitor the treatment, put on the braces, and remove them when the straightening is completed. In some cases, a dentist may cover the cost of orthotics and their fitting after the straightening process is complete, such as a retained, while others will have this as a separate charge.
Will Insurance Cover the Cost of Braces?
Whether or not your insurance will cover the cost metal braces will depend on the type of insurance that you have. Some policies will contribute to portions of orthodontic care such as the appointments that are required for them, while others that have actual orthodontic coverage may cover the cost of the braces themselves. If the braces are for a child, sometimes dental insurance will pay for the cost of the procedure without having the additional orthodontic coverage,
When insurance does pay, they will typically cover a portion of the down payment, with the rest of the payments being made throughout the various steps during the treatment process. It is important to note also, that the coverage will be subject to a maximum limit. On average, with coverage patients will pay a little over $3,000 for braces that run in the $5,000 to $7,000 range.
If the cost of braces is too much and you don’t have insurance coverage, there are other ways to pay. You can use funds from your flexible spending account, or consider using financing options available from your dentist.